Do you have control over your money?
- Do you delay paying bills until the last minute?
- Are you paying late fees?
- Do you usually pay the minimum on your credit cards?
- Do you take cash advances against your credit card or 401-k?
- It is a rarity for you to balance your checkbook every month?
- Is having credit your right?
- Have you ever had a credit card canceled?
- Have you considered debt consolidation or even bankruptcy?
- Do you work overtime to survive?
- You do not know the total balance on all your debt?
- Is their always too much month left at the end of your money?
- Do money problems effect your sleep?
- Have you ever said, "We just can not afford it?"
- Money is a source of arguments with your spouse.
- You do not have a set dollar goal for retirement.
- Do you believe you will ever be out of debt?
How many questions did you answer, "yes"?
3-5 is average, 6-9 your in trouble, 10-16 you are a credit casualty
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What They Are Saying...
| "This is a very special book, it took me past the facts and figures and actually showed me how to get out of debt, one day at a time." |
| Stacy Bingham, Birmingham, Al |
| "I think you have put together a product that will be of immense help to many folks who have succumbed to the abdication of spending their way into debt." |
| Herb Mather, director of Stewardship the General Board of Discipleship, The United Methodist Church |
| "Smart Money is such a blessing to me, thank you, Money Lady." |
| L Signor/Houston, TX |
| "Out of the red and into the black is where I will be." |
| D Clark/ Austin, TX |
| "Smart Money provides a workable process and invaluable solutions, while taking the fear out of money planning." |
| Valerie Wiener, author of The Nesting Syndrome: Grown Children Living at Home and Nevada State Senator |
| "Because of the Smart Money Guide, my husband and I no longer fight over past due bills and where the money goes any more. " |
| S Crawford/Cleveland, Ohio |
| "I have shared this program with a great many of my clients, as their only real hope for solving their financial problems." |
| G. Elen, CPA/ Glendora, California |
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