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The Smart Money Guide: Your Financial Freedom Handbook

By Lynda Gotham-Kramer
About The Author

My book is designed to take you by the hand, with its Action Steps, 100’s of resources and forms to lead you where few families have ever gone - to complete financial freedom. You cannot make enough money to compensate for what you lose by not being money smart. Allow the Money Lady to be your personal Money Coach and in a light hearted and entertaining style guiding you through the special money formula and money tips that will lead you to the world of being debt-free.

$29.99 Download It Today!

You will also receive a Free companion Workbook, an invitation to our monthly money chat and two months of the Money Bag Newsletter - A $65 Value.

My Smart Money Guide is designed to develop your personal money skills with its five books in one.

  • Spend your way out of debt with my spending smarter techniques

Do not spend another dollar until you read my Spending Smarter segment. It will open your eyes to just how much of your hard earned money is uselessly wasted daily, monthly and yearly. This newfound knowledge will save you thousands on everyday purchases such as food, utilities, and insurance as well as big-ticket items like vacations, cars and homes. You can maintain or even improve your current quality of life, while actually spending less.

  • Save your way out of debt by taking a bite out of your taxes.

The rich pay less tax, because they can afford sharp Tax Attorneys who’s sole job is to be familiar with every legal avenue designed by the IRS to reduce American’s taxes. We must all pay our fair share of the nation’s taxes, but you are probably paying more than your share. I will guide you through everything legal, ethical and moral you can do to dramatically reduce all your taxes.

  • My accelerated debt elimination formula will set you Free, in record time

Forget Debt Consolidation, we are talking complete Debt Elimination. My Debt Elimination segment will show you exactly how this revolutionary critical path formula will eliminate all your consumer debt in only one to four years and even how to pay off your thirty-year mortgage in another three to four years. You will be Debt-Free! Consider if you did not have any debt at all. How much money would you have left over each month for retirement wealth building?

  • Now save what you were losing on debt

Now that you are debt-free, you can begin on your retirement goals and ultimate financial security. The Wealth Building segment is designed to quickly and safely build your excess cash into real wealth, so you can retire and live off of the interest.

  • Special money tips to last a lifetime

This section will furnish you with answers to all those question that come up along the road of your money life such as marriage, divorce, a money crisis, bankruptcy, tithing, women, children, college, baby boomers, retirement, widow/widower, a small business, and more.

If you do not change how you handle your money TODAY, where will you be financially in another three to five years? Your Smart Money Guide comes with a Free companion Workbook, an invitation to our monthly money chat and two months of the Money Bag Newsletter - A $65 Value.

The Smart Money Guide
$29.99 Download It Today!

You will also receive a Free companion Workbook and two months of the Money Bag Newsletter. A $65 Value.

The Complete Smart Money System

contains:

    The Smart Money Guide
  • The Smart Money Guide $39.99

  • Workbook $5.00

  • Twelve issues of my monthly Money Bag News Letter filled with current money issues and hundreds of dollars in saving techniques for your family. $120.00/yr.

  • A three-hour Money Workshop Video on CD or VHS will guide you step by step thought the four segments necessary for you to gain true financial security. $39.99

  • $200 worth of money saving Grocery Store Coupons of your choice. $25.00

  • With your personal pass code you will be invited to log onto our monthly Money Chat with the Money Lady, there you can join in the discussion, all your questions can be answered and you can even share some new ideas with others. $Invaluable

  • A chance to win a Personal Consultation with the Money Lady comes with every Smart Money Guide. Your name will be included in the monthly drawing to win a one-hour telephone consultation and computer print out, valued at $150.

Complete Smart Money System
Valued at over a $225, yours for only $99
and it comes with a No Questions Asked 100% Money Back Guarantee

Order your Guide Today


Workshops

Lynda’s educational, energetic and entertaining three-hour workshop presentations are held through corporations, colleges, universities, chambers of commerce, community service assoc., churches & public venue. Her message is truly one where lives are changed.

Smart Money Workshop Titles:

  1. The Smart Money Guide - 3 or 4 hours
  2. Spending Smarter In The 21st Century - 2 hours
  3. Take A Bite Out Of Your Taxes - 2 hours
  4. The Secrets To Debt Elimination - 2 hours
  5. Retirement Wealth Building - 2 hours

For information about the Money Lady speaking in your town, or other questions email your request to monica@smartmoneyconcepts.net.

Private Consultations

As your personal money coach, I can help assess your talent, identify your needs and provide the necessary motivation for you to accomplish your goals.

You will receive a computer print out in addition to the telephone sessions. Upon receiving and completing you Money Kit form and returned them, two your telephone consultation appointments will be set.

  • The first to discuss your print out, the first step to putting your family on the road to being debt free

  • Second to answer your personal financial questions

Consultation fee: $300  Order your Personal Consultation

If you or someone you know would like to guide your community to Financial Freedom and become one of our many Money Consultants, contact us at monica@smartmoneyconcepts.net.

 


What They Are Saying...

"This is a very special book, it took me past the facts and figures and actually showed me how to get out of debt, one day at a time."
Stacy Bingham, Birmingham, Al
"I think you have put together a product that will be of immense help to many folks who have succumbed to the abdication of spending their way into debt."
Herb Mather, director of Stewardship the General Board of Discipleship, The United Methodist Church
"Smart Money is such a blessing to me, thank you, Money Lady."
L Signor/Houston, TX
"Out of the red and into the black is where I will be."
D Clark/ Austin, TX
"Smart Money provides a workable process and invaluable solutions, while taking the fear out of money planning."
Valerie Wiener, author of The Nesting Syndrome: Grown Children Living at Home and Nevada State Senator
"Because of the Smart Money Guide, my husband and I no longer fight over past due bills and where the money goes any more. "
S Crawford/Cleveland, Ohio
"I have shared this program with a great many of my clients, as their only real hope for solving their financial problems."
G. Elen, CPA/ Glendora, California

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